Terms & Conditions

1. Acceptance of Terms

Welcome to Fortitude Financial INC ("Fortitude Financial," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website at thefortitudefinancial.com and any related services, applications, or interactions with Fortitude Financial INC.

By accessing our website, submitting an application, or communicating with us, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services. These Terms apply to all visitors, users, and applicants.

Fortitude Financial INC is headquartered at 8015 North 123rd Street, Omaha, NE 68142.

2. Description of Services

Fortitude Financial INC is a direct business lender providing financing solutions to eligible businesses. Our services include, but are not limited to:

• Working Capital Loans
• Equipment Financing
• Revenue-Based Financing
• Business Term Loans
• Invoice Financing
• Business Lines of Credit

All funding decisions are made at the sole discretion of Fortitude Financial INC. Submission of an application does not guarantee approval or funding. Terms, rates, and amounts are subject to underwriting and approval.

Our website is provided for informational purposes. Nothing on this website constitutes financial, legal, or tax advice. We recommend consulting appropriate professional advisors before making business financing decisions.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legally authorized representative of a U.S.-based business entity
• Have a valid U.S. business bank account
• Provide accurate, complete, and truthful information in your application
• Not have any active or pending bankruptcy proceedings (unless otherwise disclosed)

By submitting an application, you represent and warrant that you meet all eligibility requirements and that all information you provide is accurate and complete. Providing false or misleading information may result in application denial and potential legal consequences.

4. SMS / Text Message Terms

By enrolling in our SMS program, you acknowledge and agree that you are the registered user of the mobile phone number provided and that you have the authority to consent to receive text messages at that number. You agree to notify us immediately if you change your mobile phone number.

5. Application Process and Agreements

When you submit a funding application through our website, you:

• Authorize Fortitude Financial INC to obtain consumer and business credit reports from one or more credit bureaus
• Authorize Fortitude Financial INC to verify the information provided in your application
• Consent to receive communications from Fortitude Financial INC regarding your application via email and/or phone
• Represent that all information submitted is accurate, complete, and not misleading
• Understand that submission of an application does not constitute a binding commitment to fund

Funding, if approved, will be governed by a separate loan or financing agreement that sets forth all specific terms, conditions, rates, fees, and repayment obligations. That agreement, and not these Terms, will govern your funding relationship with Fortitude Financial INC.

6. User Conduct

You agree not to use our website or services to:

• Provide false, misleading, or fraudulent information
• Violate any applicable federal, state, or local laws or regulations
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity of our website or services
• Collect or harvest information about other users without their consent
• Transmit any viruses, malware, or other malicious code
• Engage in any activity that would impose an unreasonable load on our infrastructure

7. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Fortitude Financial INC or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this website without our prior written consent, except for personal, non-commercial use.

8. Disclaimers

THIS WEBSITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Fortitude Financial INC does not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website or server is free of viruses or harmful components
• The accuracy or completeness of any content on this website

Information on this website is for general informational purposes only and does not constitute financial, legal, tax, or investment advice.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FORTITUDE FINANCIAL INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In no event shall our total liability to you exceed the amount paid by you (if any) for the services in question.

10. Indemnification

You agree to indemnify, defend, and hold harmless Fortitude Financial INC and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any applicable law or regulation
• Any false or misleading information you provide to us
• Any third-party claim arising from your actions

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Nebraska, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Douglas County, Nebraska.

You agree to waive any objection to the laying of venue of any such proceeding in Douglas County, Nebraska, and you waive any objection that Douglas County, Nebraska, is an inconvenient or improper forum.

12. Changes to These Terms

Fortitude Financial INC reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. The "Last Updated" date at the top of this page will reflect any modifications. Your continued use of our website or services following the posting of changes constitutes acceptance of the updated Terms.

We encourage you to periodically review these Terms to stay informed of any updates.

13. Contact Information

If you have questions about these Terms and Conditions, please contact us:

• Company: Fortitude Financial INC
• Address: 8015 North 123rd Street, Omaha, NE 68142
• Email: richard@thefortitudefinancial.com

See also: Privacy Policy